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A New Way To Get Free Stuff? I thought I was already the king of how to get free stuff, but I learned something new this week. Apparently there is a growing phenomenon known as the 'gift economy.' What is it? People deciding to give away their unused items rather than selling them. Why would people give away what they could sell? At first at I couldn't wrap my brain around it, but then it clicked. My wife and I give away a ton of items each year to a local thrift shop that supports a pro-life ministry. Over the... Read more →


I read an article today slamming Christian medical sharing plans. I could not disagree more with this author. Christian medical sharing plans are not for everyone, but they make a whole lot of sense for some people and I am one of them. My wife is a teacher and since I am self employed I historically was added to her insurance as a family member and she paid for that as a payroll deduction. In 2012 we looked at the numbers and they were beyond shocking... As simply a husband being added to her plan the cost would have been... Read more →


I have written a lot over the years about dropping cable TV and the options on that are expanding daily. One frequent question I also get is about how to drop expensive and unreliable home Internet service. I don't think very many of us could survive without Internet at home, especially with the explosion of the work from home movement. One alternative that has been explored in the past is personal WiFi hotspots. The problem with the cost of a WiFi hotspot has been the limited amount of data, but that is changing. Boost Mobile is currently offering a hotspot... Read more →


Ten million Americans own timeshares and reports are that most are not happy. The number that want to get rid of their one week vacation condo is as high as 85 percent! There are so many people that want out, that there are dozens of firms offering timeshare cancellation services. So-called 'timeshare exit firms’ seem successful at what they do, but pricey (as much as $4,000 for their help). What Is The Problem With Timeshares? I know people that treasure and use their timeshare, so why are so many people unhappy? The biggest issue is the annual maintenance fee, which... Read more →


I read an article about a guy that had earned a $500 Amazon gift card simply by scanning his grocery receipts over the course of about a year and a half. Here is my review of the Fetch Rewards app. My referral code is 7H2TM (gives you 2000 bonus points on your first receipt). Read more →


Americans are retiring in foreign countries for access to low cost health care, inexpensive housing, and a lifestyle more than double what they have in the United States. The trend has even caught fire with younger people (known as digital nomads) that are making their living online and traveling the world. Jason Holland, an editor with International Living joins Jim to discuss the latest trends among expats, including overlooked destinations such as Peru, Dominican Republic, Roatan, Bolivia, Colombia, Thailand, Vietnam, and Malaysia. Also discussed on this episode is retiring to Mexico and Ecuador. Read more →


Many regular readers and listeners to my radio show are aware that I have been recommending a unique home phone option called OOMA. I have been using it now since 2010 and as of today my total savings is $4,371 (compared to a $40 monthly phone line). The one time cost of a basic OOMA package is just $79 and there are no monthly fees for unlimited calls within the United States. I pay just $3 monthly for a communications tax (amazing that the government has a tax on a free phone!). In this day and age of unlimited mobile... Read more →


The best option is to pay cash for your next car, but I realize that many people are not in a position to do that. According to Kelley Blue Book, the present average cost for a new vehicle in the United States is more than $37,000 (and this only includes so called 'light vehicles' and not trucks). Whether new or used, apurchasing a car is the second largest purchase most people make (after housing). Where Should You Finance Your Car? Most people get their financing at the dealership. The mistake here is not understanding that the largest profit center for... Read more →


As hard as this is to believe, there is an estimated $58 billion dollars in unclaimed funds in the United States. The source of these funds ranges from forgotten bank accounts to unclaimed lawsuit proceeds and everything in between. What this article will not do is to ask you to pay a fee to find your lost money. There is no reason to pay for this information, since you can get it for free. In this article I will show you step-by-step how to quickly find any lost money you are entitled to. I have personally found thousands in lost... Read more →


On this episode Jim discusses $9 a month cell phone service, the meteoric rise of Bitcoin, a new social media alternative to Twitter and Facebook, a new law coming for debt collectors, how to earn money with your RV, and a great website to comparison shop auto insurance. Read more →


An interesting article in Market Watch discussed the unusual price savings realized when buying two one way tickets instead of round trip airfare. I use several websites to shop for airfare when I travel, but my favorite is Google Flights. I love the fact that Google Flights will automatically include one way ticket prices on their platform. I was looking for a flight for my wife for a summer trip to California and this is exactly what happened. The best deal on Google Flights ended up being two separate one way tickets and the difference was more than $50 in... Read more →