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Ten million Americans own timeshares and reports are that most are not happy. The number that want to get rid of their one week vacation condo is as high as 85 percent! There are so many people that want out, that there are dozens of firms offering timeshare cancellation services. So-called 'timeshare exit firms’ seem successful at what they do, but pricey (as much as $4,000 for their help). What Is The Problem With Timeshares? I know people that treasure and use their timeshare, so why are so many people unhappy? The biggest issue is the annual maintenance fee, which... Read more →


I read an article about a guy that had earned a $500 Amazon gift card simply by scanning his grocery receipts over the course of about a year and a half. Here is my review of the Fetch Rewards app. My referral code is 7H2TM (gives you 2000 bonus points on your first receipt). Read more →


Americans are retiring in foreign countries for access to low cost health care, inexpensive housing, and a lifestyle more than double what they have in the United States. The trend has even caught fire with younger people (known as digital nomads) that are making their living online and traveling the world. Jason Holland, an editor with International Living joins Jim to discuss the latest trends among expats, including overlooked destinations such as Peru, Dominican Republic, Roatan, Bolivia, Colombia, Thailand, Vietnam, and Malaysia. Also discussed on this episode is retiring to Mexico and Ecuador. Read more →


Many regular readers and listeners to my radio show are aware that I have been recommending a unique home phone option called OOMA. I have been using it now since 2010 and as of today my total savings is $4,371 (compared to a $40 monthly phone line). The one time cost of a basic OOMA package is just $79 and there are no monthly fees for unlimited calls within the United States. I pay just $3 monthly for a communications tax (amazing that the government has a tax on a free phone!). In this day and age of unlimited mobile... Read more →


The best option is to pay cash for your next car, but I realize that many people are not in a position to do that. According to Kelley Blue Book, the present average cost for a new vehicle in the United States is more than $37,000 (and this only includes so called 'light vehicles' and not trucks). Whether new or used, apurchasing a car is the second largest purchase most people make (after housing). Where Should You Finance Your Car? Most people get their financing at the dealership. The mistake here is not understanding that the largest profit center for... Read more →


As hard as this is to believe, there is an estimated $58 billion dollars in unclaimed funds in the United States. The source of these funds ranges from forgotten bank accounts to unclaimed lawsuit proceeds and everything in between. What this article will not do is to ask you to pay a fee to find your lost money. There is no reason to pay for this information, since you can get it for free. In this article I will show you step-by-step how to quickly find any lost money you are entitled to. I have personally found thousands in lost... Read more →


On this episode Jim discusses $9 a month cell phone service, the meteoric rise of Bitcoin, a new social media alternative to Twitter and Facebook, a new law coming for debt collectors, how to earn money with your RV, and a great website to comparison shop auto insurance. Read more →


An interesting article in Market Watch discussed the unusual price savings realized when buying two one way tickets instead of round trip airfare. I use several websites to shop for airfare when I travel, but my favorite is Google Flights. I love the fact that Google Flights will automatically include one way ticket prices on their platform. I was looking for a flight for my wife for a summer trip to California and this is exactly what happened. The best deal on Google Flights ended up being two separate one way tickets and the difference was more than $50 in... Read more →


Rental car insurance is downright expensive ($10 to $30 a day), but I understand why people buy it. Your rental agreement makes you responsible not just for damage to the vehicle, but also for loss of use. This means that on top of the repair bill, you will be charged each day the car is out of service. In general, the auto insurance coverage you have will follow you when you are driving a rental car (be sure and check that this is the case with your insurance company). Your auto insurance will not likely pay for 'loss of use'... Read more →


The cost of auto insurance can vary widely based on a large number of factors. It is easy, however, to get in a rut and simply pay the bill month after month without considering other options. 7 Ways To Lower Your Auto Insurance Bill 1. Ask For A Discount Many times you don't even have to move your coverage to another company to save money. If you simply contact your current insurance carrier and let them know that you are about to start shopping them out, there is a good chance they will offer you a discount. For this call... Read more →


Most people do not know that the insurance industry is maintaining a secret file on them. I use the word 'secret' as virtually no one knows that this file exists. I learned by 'accident' (no pun intended) that such a file exists on the Paris family. Not only was there a secret file, it turns out that what is in it is costing us thousands per year! My wife has an exemplary driving record but about two years ago was involved in a peculiar incident. I say 'incident' and not accident, because that is exactly what it was. While Ann... Read more →