Over the years I have had so many great travel experiences. I have been blessed to have been able to travel extensively throughout the U.S. and internationally as well. A large part of the equation that made this possible was my keen eye for travel bargains. While most people pick a destination and then hunt for the best deal on flights and hotels, smarter travelers are approaching the process in reverse. Maybe you have $500 and no particular destination that you are locked into, where can you go? There is an app for that. Elude, a new app for the... Read more →

Save money with Twigby (www.Twigby.com) with cell phone plans starting at just $9 per month. Bring your own phone or pick up a starter phone for just $20. Read more →

There are a lot of good reasons to buy life insurance and it has become more affordable than ever. It used to be said that life insurance is ‘always sold but never bought.’ The thought behind this adage was that most people don’t wake up in the morning and plan to go out and buy life insurance. It is something we all know is available, but as easy as it is to buy, it is also easy to put off. This is why many people only have life insurance because of their interaction with a financial professional that ‘sold’ it... Read more →

Why you should consider using a personal loan to payoff high interest rate debt. The standard deduction is now $12,000 per person or $24,000 for a married couple filing jointly. As a result, there is likely no tax benefit to borrowing against your home, and a better option could be a personal loan to pay off high interest rate credit card debt. Make the same payment you are making now but refinance it to a low single digit rate and pay it off in 3 to 5 years, saving 15 years of payments. Here is a link to comparison shop... Read more →

In his book, California Dreaming, Dr. Lawrence McQuillan outlines the problem and potential solutions to America's burgeoning pension crisis. Nationwide, there is almost a $5 trillion dollar shortfall in funding of government pensions. Although his book focuses primarily on California, he also makes the point that this same crisis is about to happen in multiple other states. This is not a distant problem, but is a present day crisis as cities like Chicago are already facing a collapse of their pension system. Much of the problem stems from a lack of honest accounting on the part of politicians, but bloated... Read more →

IRS problem solver Dan Pilla joins Jim to discuss the growing problem of tax refund theft and so called tax identity theft. Also discussed - innocent spouse relief, when married individuals should file separate returns, bankruptcy and taxes, foreclosure and taxes, what to do if you have not filed a tax return in recent years, and more. Dan Pilla is a tax ligitation specialist admitted to practice in U.S. Tax Court. He has authored numerous books on tax related issues focusing on resolving IRS problems. Read more →

Student loan expert Jan Miller joins Jim for a powerful discussion of strategies for dealing with student loans. How to consolidate, refinance, and even how to get total forgiveness through a speical Obama program. What to do if your loan is in default, and can student loans be discharged in bankruptcy. Read more →

Student loan expert Jan Miller joins Jim Paris Live. How to lower your student loan payments and even get complete forgiveness from paying them back. Student loan consolidation, student loan default, student loan rehabilitation, and how to use the income based repayment program. Read more →

Jim discusses some of his most popular money saving strategies. How to replace expensive cable TV with free Internet television. How to get a free home phone for life. How Christians can opt out of Obamacare and save 50% or more on health insurance with a Christian medical sharing plan. Jim also shares how to find lost money, including how he found thousands of dollars for one of his relatives. Read more →

Jim discusses his move from an AT&T contract cell phone plan to a Virgin Wireless prepaid plan. Why he switched and how much money he will save. The low price of gas has given lawmakers the idea that they can raise fuel taxes. A gallon of gas already includes about 50 cents in taxes. Jim is outraged that there is now talk about increasing fuel taxes beyond current levels. Read more →

What To Do When You Can't Pay Your Bills It may be one of life's scariest moments. You realize that there are significantly more bills than you have money to pay them with. It might be the result of overspending for months or even years, on the other hand it could simply be the loss of a job and no emergency savings to fall back on. We don't seem to have much to offer people in such predicaments within the Christian community. Consider it tantamount to offering an exercise program or a cholesterol pill to someone having a heart attack.... Read more →

Was Santa good to you this year? Chances are he’s at least been better to you over the course of the last few decades. According to an article at CNN.com, the so-called middle class continues to spend larger sums during the holiday season, and a big part of the reason is simply the desire, or maybe some feeling of obligation, to do more. Yes, prices are up, but that’s not the only reason for the rise in the amounts people are spending – most of us simply seem to want to drop more dough, and, it should be noted, such... Read more →

I don't know if you remember the old TV show The Equalizer. I absolutely loved this show. Edward Woodward was perfectly cast as the main character, Robert McCall. The Equalizer was a retired spy that used his background and special skills to help ordinary people get justice (when the authorities were of no help). By the way, if you missed it, the movie version starring Denzel Washington came out just a few weeks ago. The movie version was a bit more violent than the TV show (see trailer below). You have to love The Equalizer because he was ready, willing,... Read more →

http://www.christianmoney.com On this episode Rachel Cruze, the daughter of Dave Ramsey joins Jim Paris Live. How to teach your kids about money. How does social media affect our spending? What unique financial challenges do Millennials face today? How to go to college without using student loans, the dangers of credit card debt, and much more. Read more →

http://christianmoney.com On this episode Jim discusses how to pay for Christmas by simply sharing links online to retailers like Amazon, Best Buy, Wal-Mart, and others. Are the Millennials a generation of narcissists? Philadelphia establishes Craigslist transaction safe zones. Fake IRS agent scam continues to rake in thousands. Chip and Pin technology coming by early 2015 to many government agencies. Forget Black Friday, the sales have already started. Obamacare enrollment opening up again on November 15, why you should see what options are available to you. Why Christian medical sharing is a better option than ever. Read more →