As hard as this is to believe, there is an estimated $58 billion dollars in unclaimed funds in the United States. The source of these funds ranges from forgotten bank accounts to unclaimed lawsuit proceeds and everything in between. What this article will not do is to ask you to pay a fee to find your lost money. There is no reason to pay for this information, since you can get it for free. In this article I will show you step-by-step how to quickly find any lost money you are entitled to. I have personally found thousands in lost money over the years for myself, and even a lost account for a relative with more than $7,000 in it!
1. Searching Your State Database
The best free search tool is NAUPA. From this one site you can search all state unclaimed funds databases. Do not just search in the state where you live, but also search in every state that you have ever resided or had any business dealings in. If you were the beneficiary of an inheritance, be sure and do a search under the deceased’s name in all states where they lived and may have done business.
2. Does HUD Owe You A Refund?
If you have had an FHA mortgage in the past, you might be owed a refund on your mortgage insurance - Find Out Here.
3. Lost Life Insurance Policies
If you have lost a life insurance policy that has a cash value, or if you are the beneficiary of a life insurance policy you can not locate, there is a service offered through the Medical Information Bureau that is very helpful for this purpose - More Details Here.
4. Lost Pensions
You may be entitled to pension benefits from a former employer. Just as mentioned above, this can also apply to any benefits owed to an estate of which you are a beneficiary. The Pension Benefit Guaranty Corporation offers a free online search for lost pensions - Access It Here.
5. Local Counties
It may be a bit more difficult, but you should also contact the county offices of any county you have lived in during the past five years. Many local counties are not as up to speed as the state databases and may require you to submit a written request. If you owned property, or operated a business in that county it would be worth a few minutes to at least inquire about any potential lost money and the process required to make an inquiry.
Helping you make the most of God’s money!