Jim starts this episode with his own story of a major auto insurance company trying to scam him. Why he believes that financial and insurance companies are simply on the prowl to scam and take advantage of people today. How to stay safe while traveling, including gadgets you can use to be safe in your hotel room. Jim shares why he is now a self published author and has left behind the major publishing houses, and Warner Bros. is now cracking down on people having Harry Potter Festivals.