If you have ever had a tax lien or civil judgment on your credit report you are among the millions of Americans that could see a significant jump in your credit score.  Over the past several months the credit bureaus have been acting on a recommendation of the Consumer Financial Protection Bureau to remove tax liens from credit reports. It is now being reported that the change has officially taken place and all tax liens have been removed from consumer credit files.

Along with this change was also the decision to remove civil judgments. Another significant advancement involves medical bills. Medical bills can now only be listed on your credit file after they become 180 days old. These new policies come at a perfect time as many Americans consider home purchases and mortgage refinancing as interest rates begin to move higher.

It is a great time to review your credit file and see how you may have benefited and where your score stands today. 

Check out these other articles:

Free Tools To Help You Raise Your Credit Score

4 Reasons To Get Your Free Credit Reports Each Year

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James L. Paris 
Editor-In-Chief ChristianMoney.com 
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