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Bank Of America Creating New Bitcoin?

In the news this week was the revelation of multiple patent applications filed by Bank Of America related to the creation of a new cryptocurrency, could it be the next Bitcoin? Why online college degrees are now the smart way to get an education. How to get prepped in one trip to Wal-Mart, $100,000 Christmas bonuses, two scams to avoid this holiday season, and will gas prices stay this low for very long?