In this episode - A shocking secret that the government is hiding about the national debt. Also, do you really need ID theft insurance? Is it too late to get a seasonal job? How to deal with unrealistic job demands at work. Click here to download… Read more →

Peer To Peer Lending (P2P) is a new and unique way for individuals to borrow money and for investors to earn superior returns to CD's, savings accounts, and government bonds. An individual seeking a loan fills out an application at a P2P lending site such as Lending Club, Prosper, or Peerform. If their credit is approved, the loan is then funded by a group of investors. Based on the credit profile of the borrower, the interest rate will then be determined. Investors can receive returns from 5 -13 percent. Although the concept has been around for at least six years,... Read more →

I was transfixed watching Hurricane Sandy hitting the East Coast last week, especially New York City. It was like a scene from a movie, watching the waves crashing over the protective barriers and filling the streets of Manhattan with water. More than a week later, many people are without power, and some are still struggling to find food and water. It has become popular in recent years to belittle those that prepare for such situations as eccentric, but you can add me to their ranks. About three years ago I made a serious commitment to taking some very reasonable steps... Read more →

Jim discusses the release of his new book, How To Pray For A Financial Miracle. What should you do when you are facing a financial crisis? Jim shares his own story of becoming a millionaire by age thirty and bankrupt by age forty. Read first hand the prayer method that Jim used to not only resolve his financial problems, but also what he believe saved his life. The paperback and Kindle version are both available for purchase through Amazon.com. Read more →