There is a new browser in town called Brave. It was created by one of the individuals behind the popular Firefox browser. Brave offers a high speed browsing experience through ad blocking and increased security. What's more, Brave pays users in cryptocurrency just for using their browser. The idea behind the payment system is to provide a so called micro-payment solution for online content creators. The cryptocurrency is called BAT, which stands for Basic Attention Token. The value of one BAT token is presently 18 cents. The more you use Brave, the more tokens you will accumulate in your online... Read more →

There are hundreds of so called 'travel deal' sites. I love to travel, and have made it a personal challenge to find travel deals. My family and friends will tell you that I get more of a charge out of the deals than actually taking the trips (its a financial nerd thing). In this article I will share with you my five favorite travel deal sites and how I personally use them to find bargains worldwide. One major point that is central to my travel deal hunting is being flexible. This means that I will consider multiple airports for departure... Read more →

With great skepticism I decided to take the plunge and buy a MoviePass. first wrote about the MoviePass in 2012 when the cost was $25 to $40 monthly based on where you lived. The cost has come down now to just $9.95 per month, which is really hard to believe. I had all the questions everyone does - How can they make money doing this? How many theaters would really accept the MoviePass? Does it only apply to older movies and not new releases? Is it really unlimited? I received my MoviePass last week and made plans to kick... Read more →

Is it that we’re so impressed with professional athletes who have such a good financial head on their shoulders because those folks just seem so rare? That assessment of their relative numbers may not be accurate, but it does seem that whenever we do hear about pro athletes and money – outside of when they sign their enormous contracts – it’s not good. Those that do “get it” are absolutely out there, however. We wrote about one, Ryan Broyles, not terribly long ago, and are pleased to highlight another: Nnamdi Asomugha. Asomugha is actually a former player in the league,... Read more →

I used the steps in this video to find over $4,000 of lost money for myself and $7,000 of lost money for a relative. There is tens of billions of dollars in unclaimed funds or so called lost money. Most people are skeptical, but many find they have money due them. Searching for your lost money is 100 percent free using my strategies. Don't pay anyone to find your lost money or agree to a finder's fee, because you can do this yourself. Read more →

The era of what this space often calls “sort-of” health insurance has been with us for some time now. “Sort-of” health insurance, best exemplified in recent years by policies sold through exchanges under the banner of the Affordable Care Act, is characterized by expensive premiums, as well as enormous deductibles. The combination of costly premiums with impossibly-high deductibles has left those maintaining such policies to essentially have health coverage merely in theory; while they technically have insurance, the functional utility of the coverage is minimal, at best. Enter a new era in health coverage, one that has arrived precisely as... Read more →

If you are a regular reader, you know that I dropped cable TV about five years ago. Thousands of people have visited our website and downloaded our free 17 page report on cable TV alternatives. You can download this PDF report for free (right click here and select a location to to save the report to your own computer). The good news is that it is now easier than ever to replace cable TV with one of several streaming services. When I dropped cable TV years ago it was more of a patchwork to put together the channels I wanted.... Read more →

Jim discussed this article live - to hear the interview Click Here Our team at was moved when we read the story of a grandmother that came up with an amazing way to pay for a trip to Disney for her grandson and herself. She joined, a website that pays people to complete small tasks, such as taking surveys, watching videos, participating in focus groups, checking out free samples, and even browsing the Internet. They even have a mobile app that allows you to earn Swagbucks while you are away from your computer. I love the idea of... Read more →

Years ago we had what I called a 'family bank' at our house. It took many forms, but most often it was some kind of a mason jar that I dumped my spare change into at the end of each day. The money would build up into a surprisingly hefty sum after only two to three months. My children used to watch the jar filling up, and when the time seemed right they would say, 'Hey, Dad can we cash in the family bank?' When that day came, we would dump out all of the coins into a plastic bag... Read more →

Yes, you read the headline right, there really is a bank with no fees. A couple of interesting stories crossed my desk this week. First, as part of her research, a university professor went to work as a teller at a check cashing service. Yep, one of those services that charges you to cash checks. Services like this are used primarily by the so called 'unbanked' population. These folks that don't have a banking relationship are typically viewed as being exploited. As a result, there have been many campaigns to try and 'help' these people by bringing them into the... Read more →

My wife and I took a few days over the Christmas break to embark on a driving vacation. We made several stops along the way, but perhaps the most interesting and enjoyable, was our day at Dollywood. Honestly, I had no idea what to expect. I don't drive a pickup truck, and I rarely listen to country music (forgive the stereotyping), but I wanted to check it out for myself. Dollywood was so gracious to offer two media passes for our one day visit. Being a financial guy, I did a little research on Dollywood as a business, and... Read more →

2017 Update - I am turning 52 on Monday January 23, so it is time for my day of free birthday meals! The list of free birthday meals in this article is by no means 100% complete. You may find many local restaurants (not chains) that offer a free birthday meal. Also, since I live in Florida, there be be chains in other regions of the country that I have not listed here. What is becoming more and more the standard is that you need to be signed up in advance through the restaurant's website and receive your free meal... Read more →

Wow, a new report by insurance analytics firm ValChoice concluded that over the past five years Americans overpaid for auto insurance by a whopping $101 billion dollars! The report also provided the simple reason why: some auto insurers have more profit built into their premiums than others. Specifically, auto insurers that operate as mutual insurance companies came out on top. A mutual insurance company can be compared to the business model of a credit union, and exists to serve its members, not to earn a profit for shareholders. Consumer Reports lists USAA and Amica Insurance as their two top picks.... Read more →

Is Cyber Monday still a thing? That question has been asked more frequently in recent years, as retailers, in a breathless effort at corralling as many customers as they can, however they can, have been going further than ever in making in-store Black Friday deals available to online shoppers. According to early data, while Black Friday sales results this year are expected to be the biggest yet, much of that will be attributable to the enormous growth in online sales made during the day originally designed to bring foot traffic into retail locations. According to Adobe Digital Insights, online Black... Read more →