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December 2012
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February 2013

New Fee For Credit Card Users Begins Nationwide Rollout

As part of a settlement reached this past summer between merchants and Visa/MasterCard, consumers may now be charged more when paying with a credit card. The change went into effect this week and will only apply in cases where a credit card is used. Those using debit cards will not be affected. States That Still Prohibit Checkout Fees For Credit Card Users California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, Texas How Much Will It Cost You? The amount that can be added to your bill can not be more than what the merchant is actually paying for... Read more →


What should you do when you are facing a financial crisis? James L. Paris was a millionaire by the age of thirty and bankrupt by his fortieth birthday. Paris shares his own story of going from well known financial author to filing for bankruptcy, losing his home, cars, businesses, and having to start over with absolutely nothing. In 2008 he relaunched his businesses and today believes his life is better than ever. In this book you will learn the spiritual lessons that Paris says it took him seven years in a financial valley to uncover. Is it legitimate to pray... Read more →


Christians Opt Out Of ObamaCare With Medical Expense Sharing

The health insurance mandate is here. Starting in 2014 every American family will be required to carry health insurance or face a tax penalty. There are some exemptions for financial hardships, but the big one for Christians is the ability to opt out with a medical expense sharing plan. I wrote a comprehensive article on the topic of Christian health insurance alternatives which led me on my own journey of changing how I buy health insurance. Now I pay about $120 monthly for my 'share' in a Christian medical sharing group based out of Melbourne, Florida (the company I am... Read more →


I have been starting to run across a lot of articles recently with different ideas on ways to make money using an iPhone, smart phone, or other mobile device. These are rewards based programs that pay off mostly in gift cards to major national chains. In some cases, the points that you accumulate can even be cashed in and deposited into your PayPal account. While you won't get rich, you can have some fun and earn some pretty cool rewards in the process. Most of the apps below are available for use on iPhones or Android, but in some cases... Read more →


A $1 Billion Dollar Bet Against A Well Known Home Business Opportunity

Herbalife Ltd, one of the world's largest distributors of weight loss and nutritional products, is facing an unusual financial challenge. Hedge fund mogul Bill Ackman says the company is a pyramid scheme and has taken a short position of $1 billion dollars. A short position allows Ackman's hedge fund to profit if the stock of Herbalife goes down in value. Ackman sold the company's stock short on Dec 19, 2012. Since the Ackman short, the stock has lost about 30% of its value but has slowly recovered its loss and is nearly back to its prior levels. Herbalife has been... Read more →


The hotel market today works just like the stock market or a live auction. With thousands of websites and apps, consumers can quickly do side by side comparisons. This keeps the hotel marketplace as dynamic as the stock market. One new element to this whole equation has now been added to the fray - the same day hotel market. The idea is simple; if you are willing to wait to book until the same day you need a hotel, you can enter into a whole new segment of the hotel market. Priceline.com has a free app for mobile devices called... Read more →